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BankSonar

Westamerica Bank

San Rafael, CA · State member commercial bank

74

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$5.8B
Total deposits
$4.8B
Branches
75
Return on assets
1.82%
Return on equity
17.23%
Charter type
State member commercial bank
Established
1884
FDIC cert #
3430

How the 74 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Mid-size institution.

Read the full Sonar Score methodology →

Your deposits at Westamerica Bank

Westamerica Bank is an FDIC-insured institution (Cert #3430). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

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