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BankSonar

Pacific Crest Bank

Lynnwood, WA · Insured depository institution

46

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$318.7M
Total deposits
$241.4M
Branches
1
Return on assets
0.55%
Return on equity
5.42%
Charter type
Insured depository institution
Established
1998
FDIC cert #
34585

How the 46 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Pacific Crest Bank

Pacific Crest Bank is an FDIC-insured institution (Cert #34585). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

1 branch locations

3500 188th St Sw

Lynnwood, WA 98037

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Earning enough on your savings?

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