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BankSonar

Southern Bank of Tennessee

Mount Juliet, TN · State member commercial bank

68

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$490.1M
Total deposits
$427.5M
Branches
5
Return on assets
1.80%
Return on equity
18.45%
Charter type
State member commercial bank
Established
1999
FDIC cert #
34847

How the 68 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Southern Bank of Tennessee

Southern Bank of Tennessee is an FDIC-insured institution (Cert #34847). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

5 branch locations

403 S Lowry St

Smyrna, TN 37167

151 E Broad St

Clinton, TN 37716

1213 W Main St

Lebanon, TN 37087

675 N Mount Juliet Rd

Mount Juliet, TN 37122

5109 Peter Taylor Park Drive, Ste 200

Brentwood, TN 37027

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