Cogent Bank
Orlando, FL · State, non-member commercial bank
Sonar Score
Stable
out of 100 · from public FDIC data
Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $2.4B
- Total deposits
- $2.2B
- Branches
- 10
- Return on assets
- 2.11%
- Return on equity
- 23.04%
- Charter type
- State, non-member commercial bank
- Established
- 1999
- FDIC cert #
- 34908
How the 72 breaks down
Capital ratio not reported.
Strong returns on its asset base.
Efficient use of shareholder capital.
Mid-size institution.
Your deposits at Cogent Bank
Cogent Bank is an FDIC-insured institution (Cert #34908). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
10 branch locations
5011 Gate Pkwy Bldg 100
Jacksonville, FL 32256
1715 N West Shore Blvd
Tampa, FL 33607
420 S Orange Ave
Orlando, FL 32801
28059 Us Highway 19 N
Clearwater, FL 33761
14421 Metropolis Ave
Fort Myers, FL 33912
1113 Saxon Blvd
Orange City, FL 32763
999 Vanderbilt Beach Rd
Naples, FL 34108
655 W Morse Blvd
Winter Park, FL 32789
4 Se Broadway Street
Ocala, FL 34471
1001 3rd Ave W
Bradenton, FL 34205
Sponsored · we may earn a commission
Earning enough on your savings?
Many big-bank savings accounts pay near 0%. Compare today's top high-yield savings and CD rates from FDIC-insured banks before you decide where to keep your cash.
Compare savings rates