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BankSonar

First Capital Bank

Charleston, SC · State member commercial bank

63

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$1.2B
Total deposits
$1B
Branches
4
Return on assets
1.12%
Return on equity
12.14%
Charter type
State member commercial bank
Established
1999
FDIC cert #
34966

How the 63 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Mid-size institution.

Read the full Sonar Score methodology →

Your deposits at First Capital Bank

First Capital Bank is an FDIC-insured institution (Cert #34966). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

4 branch locations

234 N Main St

Summerville, SC 29483

304 Meeting St

Charleston, SC 29401

2191 N Highway 17

Mount Pleasant, SC 29466

5 Village Green Road West

Pinehurst, NC 28374

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