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BankSonar

Sauk Valley Bank & Trust Company

Sterling, IL · State, non-member commercial bank

55

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$748.5M
Total deposits
$623.4M
Branches
11
Return on assets
0.80%
Return on equity
10.12%
Charter type
State, non-member commercial bank
Established
1999
FDIC cert #
35131

How the 55 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Sauk Valley Bank & Trust Company

Sauk Valley Bank & Trust Company is an FDIC-insured institution (Cert #35131). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

11 branch locations

300 Walton Dr

Dixon, IL 61021

904 1st Ave

Rock Falls, IL 61071

3319 E Lincolnway

Sterling, IL 61081

201 W 3rd St

Sterling, IL 61081

2509 Morse St

Janesville, WI 53545

1075 S Division St

Harvard, IL 60033

224 N Galena Ave

Dixon, IL 61021

2107 Foster Avenue

Janesville, WI 53545

541 Kenosha St Unit 1

Walworth, WI 53184

2403 Locust St

Sterling, IL 61081

201 W 3rd St

Sterling, IL 61081

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