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BankSonar

Millennium Bank

Ooltewah, TN · State, non-member commercial bank

50

Sonar Score

Watch

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$789.1M
Total deposits
$705.7M
Branches
14
Return on assets
0.61%
Return on equity
6.66%
Charter type
State, non-member commercial bank
Established
1999
FDIC cert #
35138

How the 50 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Millennium Bank

Millennium Bank is an FDIC-insured institution (Cert #35138). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

14 branch locations

151 Nw Commons Loop

Lake City, FL 32055

6392 Artesian Cir

Ooltewah, TN 37363

350 W Belmont Dr

Calhoun, GA 30701

514 Sthy 47

Lake City, FL 32025

8045 E Brainerd Rd

Chattanooga, TN 37421

100 Red Bud Rd Ne

Calhoun, GA 30701

7515 Sw 24th Ave

Gainesville, FL 32607

823 Chestnut St

Chattanooga, TN 37402

1025 E Silver Springs Blvd

Ocala, FL 34470

7201 Shallowford Rd

Chattanooga, TN 37421

350 W Belmont Dr

Calhoun, GA 30701

1412 Chattanooga Avenue Extension

Dalton, GA 30720

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