Bank of the James
Lynchburg, VA · State member commercial bank
Sonar Score
Watch
out of 100 · from public FDIC data
Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $1.1B
- Total deposits
- $959.2M
- Branches
- 22
- Return on assets
- 0.91%
- Return on equity
- 12.04%
- Charter type
- State member commercial bank
- Established
- 1999
- FDIC cert #
- 35207
How the 59 breaks down
Capital ratio not reported.
Modest but positive returns.
Efficient use of shareholder capital.
Mid-size institution.
Your deposits at Bank of the James
Bank of the James is an FDIC-insured institution (Cert #35207). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
22 branch locations
5204 Fort Ave
Lynchburg, VA 24502
4698 S Amherst Hwy
Madison Heights, VA 24572
17000 Forest Rd
Forest, VA 24551
4935 Boonsboro Rd
Lynchburg, VA 24503
164 S Main St
Amherst, VA 24521
1405 Old Dominion Blvd
Bedford, VA 24523
1110 Main St
Altavista, VA 24517
501 Ves Rd
Lynchburg, VA 24503
1391 S High St
Harrisonburg, VA 22801
250 Pantops Mountain Rd
Charlottesville, VA 22911
1745 Confederate Blvd
Appomattox, VA 24522
3562 Electric Rd
Roanoke, VA 24018
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