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BankSonar

Community Bank of the South

Merritt Island, FL · State, non-member commercial bank

52

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$252.5M
Total deposits
$228.9M
Branches
3
Return on assets
0.77%
Return on equity
9.34%
Charter type
State, non-member commercial bank
Established
1999
FDIC cert #
35212

How the 52 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Community Bank of the South

Community Bank of the South is an FDIC-insured institution (Cert #35212). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

3 branch locations

2321 Highway 524

Cocoa, FL 32926

1902 S Fiske Blvd

Rockledge, FL 32955

277 N Sykes Creek Pkwy

Merritt Island, FL 32953

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