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BankSonar

American Community Bank & Trust

Woodstock, IL · State, non-member commercial bank

69

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$1.2B
Total deposits
$1B
Branches
5
Return on assets
1.45%
Return on equity
14.46%
Charter type
State, non-member commercial bank
Established
2000
FDIC cert #
35412

How the 69 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Mid-size institution.

Read the full Sonar Score methodology →

Your deposits at American Community Bank & Trust

American Community Bank & Trust is an FDIC-insured institution (Cert #35412). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

5 branch locations

1500 S State Route 31

Mchenry, IL 60050

381 S Main St

Crystal Lake, IL 60014

10101 Route 47

Huntley, IL 60142

85 W Algonquin Rd

Arlington Heights, IL 60005

1290 Lake Ave

Woodstock, IL 60098

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