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BankSonar

Cypress Bank & Trust

Melbourne, FL · State, non-member commercial bank

60

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$221.1M
Total deposits
$185.2M
Branches
5
Return on assets
1.30%
Return on equity
10.16%
Charter type
State, non-member commercial bank
Established
1996
FDIC cert #
35506

How the 60 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Cypress Bank & Trust

Cypress Bank & Trust is an FDIC-insured institution (Cert #35506). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

5 branch locations

1910 San Marco Blvd

Jacksonville, FL 32207

251 Royal Palm Way

Palm Beach, FL 33480

4625 N. Highway A1a

Vero Beach, FL 32963

610 S Maitland Ave

Maitland, FL 32751

6115 N Wickham Rd

Melbourne, FL 32940

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