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BankSonar

First National Bank & Trust Company

Clinton, IL · National commercial bank

62

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$383.8M
Total deposits
$364.5M
Branches
4
Return on assets
1.08%
Return on equity
211.54%
Charter type
National commercial bank
Established
1872
FDIC cert #
3639

How the 62 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at First National Bank & Trust Company

First National Bank & Trust Company is an FDIC-insured institution (Cert #3639). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

4 branch locations

2 Kelli Ct

Clinton, IL 61727

1550 E Main St

Arcadia, WI 54612

36450 Main St

Whitehall, WI 54773

131 W Main St

Arcadia, WI 54612

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