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BankSonar

American Commercial Bank & Trust, National Association

Ottawa, IL · National commercial bank

67

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$2B
Total deposits
$1.8B
Branches
11
Return on assets
1.23%
Return on equity
13.90%
Charter type
National commercial bank
Established
1865
FDIC cert #
3719

How the 67 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Mid-size institution.

Read the full Sonar Score methodology →

Your deposits at American Commercial Bank & Trust, National Association

American Commercial Bank & Trust, National Association is an FDIC-insured institution (Cert #3719). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

11 branch locations

300 West Madison Street

Ottawa, IL 61350

601 State St

Ottawa, IL 61350

2771 Columbus St

Ottawa, IL 61350

2324 N Bloomington St

Streator, IL 61364

701 La Salle St

Ottawa, IL 61350

409 E Bridge St

Streator, IL 61364

1771 N Division St

Morris, IL 60450

1459 Cannonball Trl

Yorkville, IL 60560

4733 Main St

Lisle, IL 60532

1475 E Woodfield Rd

Schaumburg, IL 60173

1315 N North Branch St

Chicago, IL 60642

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