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BankSonar

Prospect Bank

Paris, IL · State, non-member commercial bank

40

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$701.4M
Total deposits
$592.6M
Branches
11
Return on assets
0.17%
Return on equity
2.84%
Charter type
State, non-member commercial bank
Established
1873
FDIC cert #
3722

How the 40 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Thin profitability.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Prospect Bank

Prospect Bank is an FDIC-insured institution (Cert #3722). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

11 branch locations

504 N Chicago St

Sidell, IL 61876

101 S Front St

Kansas, IL 61933

141 N Veterans Pkwy

Watseka, IL 60970

212 N Main St

Paris, IL 61944

301 W 3rd Street

Brocton, IL 61917

10 W Ashmore St

Ashmore, IL 61912

209 South Crescent Street

Gilman, IL 60938

134 S Main St

Homer, IL 61849

177 W Wood St

Paris, IL 61944

1601 S Prospect Ave

Champaign, IL 61820

2609 Poplar St

Terre Haute, IN 47803

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