First National Bank of Waterloo
Waterloo, IL · National commercial bank
Sonar Score
Watch
out of 100 · from public FDIC data
Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $948.8M
- Total deposits
- $788.7M
- Branches
- 16
- Return on assets
- 0.89%
- Return on equity
- 9.44%
- Charter type
- National commercial bank
- Established
- 1912
- FDIC cert #
- 3842
How the 57 breaks down
Capital ratio not reported.
Modest but positive returns.
Positive but moderate equity returns.
Community-scale institution.
Your deposits at First National Bank of Waterloo
First National Bank of Waterloo is an FDIC-insured institution (Cert #3842). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
16 branch locations
744 N Market St
Waterloo, IL 62298
1421 N Main St
Columbia, IL 62236
600 S Van Buren St
New Athens, IL 62264
110 E Main St
Stewardson, IL 62463
228 S Main St
Waterloo, IL 62298
961 N Market St
Waterloo, IL 62298
210 E Fayette Ave
Effingham, IL 62401
100 E Clay St
Collinsville, IL 62234
720 E Lyons St
Marissa, IL 62257
645 E Washington St
Millstadt, IL 62260
2110 N Center St
Maryville, IL 62062
1177 N Green Mount Rd
O'Fallon, IL 62269
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