Heartland State Bank
Edgeley, ND · State, non-member commercial bank
Sonar Score
Caution
out of 100 · from public FDIC data
Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $77.6M
- Total deposits
- $70.4M
- Branches
- 2
- Return on assets
- 0.46%
- Return on equity
- 5.18%
- Charter type
- State, non-member commercial bank
- Established
- 1921
- FDIC cert #
- 3919
How the 42 breaks down
Capital ratio not reported.
Thin profitability.
Positive but moderate equity returns.
Community-scale institution.
Your deposits at Heartland State Bank
Heartland State Bank is an FDIC-insured institution (Cert #3919). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
2 branch locations
13 Main Ave N
Kulm, ND 58456
401 Main St
Edgeley, ND 58433
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