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BankSonar

First Bank & Trust

Brookings, SD · State, non-member commercial bank

68

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$4.9B
Total deposits
$4.3B
Branches
22
Return on assets
1.30%
Return on equity
11.72%
Charter type
State, non-member commercial bank
Established
1925
FDIC cert #
3973

How the 68 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Mid-size institution.

Read the full Sonar Score methodology →

Your deposits at First Bank & Trust

First Bank & Trust is an FDIC-insured institution (Cert #3973). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

22 branch locations

209 S Rum River Dr

Princeton, MN 55371

2220 6th St

Brookings, SD 57006

445 Main Ave

Toronto, SD 57268

21420 Aberdeen St Ne

Cedar, MN 55011

520 6th St

Brookings, SD 57006

301 W Main St

White, SD 57276

700 22nd Ave S

Brookings, SD 57006

101 2nd St Nw

Pipestone, MN 56164

215 W 4th Ave

Milbank, SD 57252

644 N Main Ave

Garretson, SD 57030

1120 9th Ave Se

Watertown, SD 57201

110 N Minnesota Ave

Sioux Falls, SD 57104

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