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BankSonar

The First National Bank of Frederick

Frederick, SD · National commercial bank

35

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$28.6M
Total deposits
$25.1M
Branches
1
Return on assets
0.19%
Return on equity
1.58%
Charter type
National commercial bank
Established
1882
FDIC cert #
3985

How the 35 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Thin profitability.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at The First National Bank of Frederick

The First National Bank of Frederick is an FDIC-insured institution (Cert #3985). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

1 branch locations

314 Main St

Frederick, SD 57441

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Earning enough on your savings?

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