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BankSonar

Horizon Bank

Michigan City, IN · State, non-member commercial bank

74

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$6.5B
Total deposits
$5.5B
Branches
79
Return on assets
1.79%
Return on equity
15.00%
Charter type
State, non-member commercial bank
Established
1873
FDIC cert #
4360

How the 74 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Mid-size institution.

Read the full Sonar Score methodology →

Your deposits at Horizon Bank

Horizon Bank is an FDIC-insured institution (Cert #4360). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

50 branch locations

521 W Main St

Gaylord, MI 49735

2500 S I 75 Business Loop

Grayling, MI 49738

2910 Jefferson Ave

Midland, MI 48640

1200 N Baldwin Ave

Marion, IN 46952

117 East First Street

Wanatah, IN 46390

1500 Lincolnway

Laporte, IN 46350

423 Roosevelt St

Chesterton, IN 46304

4208 Calumet Ave

Valparaiso, IN 46383

2650 Willowcreek Rd

Portage, IN 46368

515 Franklin St

Michigan City, IN 46360

3631 Franklin St

Michigan City, IN 46360

2901 E Market St

Logansport, IN 46947

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