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BankSonar

First Citizens Bank

Mason City, IA · State member commercial bank

71

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$1.8B
Total deposits
$1.6B
Branches
8
Return on assets
1.92%
Return on equity
17.15%
Charter type
State member commercial bank
Established
1892
FDIC cert #
4433

How the 71 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Mid-size institution.

Read the full Sonar Score methodology →

Your deposits at First Citizens Bank

First Citizens Bank is an FDIC-insured institution (Cert #4433). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

8 branch locations

300 N Main St

Charles City, IA 50616

33 E State St

Mason City, IA 50401

2601 4th St Sw

Mason City, IA 50401

315 Central Ave E

Clarion, IA 50525

501 Main St

Osage, IA 50461

730 Forest Ave E

Mora, MN 55051

220 N Main St

Kanawha, IA 50447

124 W Main St

New Hampton, IA 50659

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