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BankSonar

Mercer County State Bank

Sandy Lake, PA · State, non-member commercial bank

61

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$601.7M
Total deposits
$527.4M
Branches
12
Return on assets
1.07%
Return on equity
13.52%
Charter type
State, non-member commercial bank
Established
1911
FDIC cert #
445

How the 61 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Mercer County State Bank

Mercer County State Bank is an FDIC-insured institution (Cert #445). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

12 branch locations

3309 North Main Street

Sandy Lake, PA 16145

110 N Franklin St

Cochranton, PA 16314

811 Franklin Rd

Mercer, PA 16137

101 Franklin St

Clintonville, PA 16372

71 Main St

Fredonia, PA 16124

144 Venango Ave

Cambridge Springs, PA 16403

16411 Conneaut Lake Rd

Meadville, PA 16335

3279 South Main Street

Sandy Lake, PA 16145

712 W Main St

Grove City, PA 16127

1353 N Hermitage Rd

Hermitage, PA 16148

549 S Main St

Harrisville, PA 16038

147 N. Diamond St.

Mercer, PA 16137

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