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BankSonar

Farmers Bank & Trust

Atwood, KS · State, non-member commercial bank

61

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$158.1M
Total deposits
$145.9M
Branches
4
Return on assets
1.17%
Return on equity
16.55%
Charter type
State, non-member commercial bank
Established
1914
FDIC cert #
4621

How the 61 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Farmers Bank & Trust

Farmers Bank & Trust is an FDIC-insured institution (Cert #4621). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

4 branch locations

326 Kansas Ave

Brewster, KS 67732

202 S Penn Ave

Oberlin, KS 67749

101 S 4th St

Atwood, KS 67730

2080 S Franklin Ave

Colby, KS 67701

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