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BankSonar

FirstOak Bank

Independence, KS · State member commercial bank

64

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$245.3M
Total deposits
$217.2M
Branches
4
Return on assets
1.39%
Return on equity
13.13%
Charter type
State member commercial bank
Established
1881
FDIC cert #
4660

How the 64 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at FirstOak Bank

FirstOak Bank is an FDIC-insured institution (Cert #4660). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

4 branch locations

1801 W Main St

Independence, KS 67301

113 N Penn Ave

Independence, KS 67301

1419 W Us Highway 50

Pueblo, CO 81008

501 Madison St

Fredonia, KS 66736

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