First Option Bank
Osawatomie, KS · State member commercial bank
Sonar Score
Stable
out of 100 · from public FDIC data
Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $786.4M
- Total deposits
- $681.9M
- Branches
- 10
- Return on assets
- 1.51%
- Return on equity
- 23.86%
- Charter type
- State member commercial bank
- Established
- 1923
- FDIC cert #
- 4746
How the 69 breaks down
Capital ratio not reported.
Strong returns on its asset base.
Efficient use of shareholder capital.
Community-scale institution.
Your deposits at First Option Bank
First Option Bank is an FDIC-insured institution (Cert #4746). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
10 branch locations
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