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BankSonar

First National Bank and Trust

Phillipsburg, KS · National commercial bank

66

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$319.3M
Total deposits
$266.7M
Branches
6
Return on assets
1.77%
Return on equity
13.00%
Charter type
National commercial bank
Established
1884
FDIC cert #
4756

How the 66 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at First National Bank and Trust

First National Bank and Trust is an FDIC-insured institution (Cert #4756). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

6 branch locations

300 Washington Avenue

Long Island, KS 67647

607 2nd St

Phillipsburg, KS 67661

201 W Main St

Logan, KS 67646

225 State St

Phillipsburg, KS 67661

206 W Highway 36

Smith Center, KS 66967

3011 Us 24 Hwy

Beloit, KS 67420

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