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BankSonar

Dream First Bank, National Association

Syracuse, KS · National commercial bank

61

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$943.8M
Total deposits
$834.7M
Branches
13
Return on assets
1.12%
Return on equity
11.26%
Charter type
National commercial bank
Established
1906
FDIC cert #
4779

How the 61 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Dream First Bank, National Association

Dream First Bank, National Association is an FDIC-insured institution (Cert #4779). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

13 branch locations

114 N Main St

Attica, KS 67009

1100 W Oklahoma Ave

Ulysses, KS 67880

509 N Main St

Johnson, KS 67855

300 E Santa Fe Trail Blvd

Lakin, KS 67860

2519 Williams Ave

Woodward, OK 73801

604 Flynn St

Alva, OK 73717

11 N Main St

Syracuse, KS 67878

601 Morton St

Elkhart, KS 67950

908 N Main St

Garden City, KS 67846

1250 Mccoy Dr

Garden City, KS 67846

300 W Randolph Ave

Enid, OK 73701

105 N Grand Ave

Cherokee, OK 73728

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