First United Bank & Trust
Oakland, MD · State, non-member commercial bank
Sonar Score
Strong
out of 100 · from public FDIC data
Reported June 30, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $2.1B
- Total deposits
- $1.7B
- Branches
- 23
- Return on assets
- 1.25%
- Return on equity
- 12.02%
- Charter type
- State, non-member commercial bank
- Established
- 1900
- FDIC cert #
- 4857
How the 85 breaks down
Well-capitalized by regulatory thresholds.
Strong returns on its asset base.
Efficient use of shareholder capital.
Mid-size institution.
Your deposits at First United Bank & Trust
First United Bank & Trust is an FDIC-insured institution (Cert #4857). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
23 branch locations
U.S. Route 11 And State Route 51
Inwood, WV 25428
U.S. 11 And Grade Road
Falling Waters, WV 25419
Maple Street And First Avenue
Friendsville, MD 21531
U.S. Route 40, Main Street
Grantsville, MD 21536
38 Vacation Way
Mc Henry, MD 21541
14300 Barton Blvd Sw
Cumberland, MD 21502
29 Southern Dr
Keyser, WV 26726
51 Ashfield St
Piedmont, WV 26750
Centre And Harrison Streets
Cumberland, MD 21502
22940 Jefferson Blvd
Smithsburg, MD 21783
1990 Mononcacy Boulevard
Frederick, MD 21701
19 S 2nd St
Oakland, MD 21550
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