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BankSonar

FNB Oxford Bank

Oxford, MS · State member commercial bank

54

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$931.2M
Total deposits
$791.8M
Branches
7
Return on assets
0.82%
Return on equity
7.36%
Charter type
State member commercial bank
Established
1910
FDIC cert #
5005

How the 54 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at FNB Oxford Bank

FNB Oxford Bank is an FDIC-insured institution (Cert #5005). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

7 branch locations

700 Sisk Ave

Oxford, MS 38655

2149 S Lamar Blvd

Oxford, MS 38655

2770 George G. "pat" Patterson Pkwy

Oxford, MS 38655

101 Courthouse Sq

Oxford, MS 38655

165 S Commerce St

Tupelo, MS 38804

400 North Main Street

Water Valley, MS 38965

3416 W Main St

Tupelo, MS 38801

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