First Choice Bank
Pontotoc, MS · State member commercial bank
Sonar Score
Caution
out of 100 · from public FDIC data
Reported June 30, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $561M
- Total deposits
- $510M
- Branches
- 6
- Return on assets
- 0.38%
- Return on equity
- 4.60%
- Charter type
- State member commercial bank
- Established
- 1900
- FDIC cert #
- 5006
How the 42 breaks down
Adequately capitalized.
Thin profitability.
Positive but moderate equity returns.
Community-scale institution.
Your deposits at First Choice Bank
First Choice Bank is an FDIC-insured institution (Cert #5006). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
6 branch locations
Highway 15 North
Pontotoc, MS 38863
19 S Main St
Pontotoc, MS 38863
7670 Highway 15 N
Ecru, MS 38841
301 West Front Street
Houlka, MS 38850
3850 N Gloster St
Tupelo, MS 38804
3212 Goodman Rd E
Southaven, MS 38672
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