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BankSonar

Century Bank and Trust

Coldwater, MI · State, non-member commercial bank

68

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$495M
Total deposits
$419.7M
Branches
11
Return on assets
1.95%
Return on equity
14.18%
Charter type
State, non-member commercial bank
Established
1909
FDIC cert #
5015

How the 68 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Century Bank and Trust

Century Bank and Trust is an FDIC-insured institution (Cert #5015). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

11 branch locations

25985 M-86

Nottawa, MI 49075

201 South Centerville Road

Sturgis Township, MI 49091

300 W Chicago Rd

Sturgis, MI 49091

106 E Chicago St

Bronson, MI 49028

66 N Monroe St

Coldwater, MI 49036

108 N Main St

Reading, MI 49274

745 E Chicago Rd

Coldwater, MI 49036

100 W Chicago St

Coldwater, MI 49036

109 W Chicago St

Quincy, MI 49082

1310 W Broadway St

Three Rivers, MI 49093

100 W Chicago St

Coldwater, MI 49036

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