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BankSonar

Waypoint Bank

Cozad, NE · State, non-member commercial bank

68

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$405.2M
Total deposits
$333.4M
Branches
8
Return on assets
1.66%
Return on equity
15.80%
Charter type
State, non-member commercial bank
Established
1883
FDIC cert #
5394

How the 68 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Waypoint Bank

Waypoint Bank is an FDIC-insured institution (Cert #5394). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

8 branch locations

116 S Alexander Ave

Clay Center, NE 68933

707 Patterson St

Cambridge, NE 69022

747 Meridian Ave

Cozad, NE 69130

24 S Weber St Ste 151

Colorado Springs, CO 80903

100 N Main St

Eustis, NE 69028

348 Broadway

Imperial, NE 69033

2900 S College Ave

Fort Collins, CO 80525

105 S Saunders Ave

Sutton, NE 68979

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