Citizens Bank & Trust Company
Saint Paul, NE · State, non-member commercial bank
Sonar Score
Watch
out of 100 · from public FDIC data
Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $232.9M
- Total deposits
- $195.4M
- Branches
- 3
- Return on assets
- 0.92%
- Return on equity
- 9.63%
- Charter type
- State, non-member commercial bank
- Established
- 1888
- FDIC cert #
- 5469
How the 54 breaks down
Capital ratio not reported.
Modest but positive returns.
Positive but moderate equity returns.
Community-scale institution.
Your deposits at Citizens Bank & Trust Company
Citizens Bank & Trust Company is an FDIC-insured institution (Cert #5469). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
3 branch locations
1634 16th St
Central City, NE 68826
650 P St
Loup City, NE 68853
721 7th St
Saint Paul, NE 68873
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