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BankSonar

Discover Bank

Greenwood, DE · State, non-member commercial bank

80

Sonar Score

Strong

out of 100 · from public FDIC data

Reported March 31, 2025. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

Key figures

Total assets
$145.4B
Total deposits
$114.3B
Branches
Return on assets
2.90%
Return on equity
29.83%
Charter type
State, non-member commercial bank
Established
1911
FDIC cert #
5649

How the 80 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Large, diversified balance sheet.

Read the full Sonar Score methodology →

Your deposits at Discover Bank

Discover Bank is an FDIC-insured institution (Cert #5649). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

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