Citizens Bank and Trust
Frostproof, FL · State, non-member commercial bank
Sonar Score
Stable
out of 100 · from public FDIC data
Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $1.5B
- Total deposits
- $1.4B
- Branches
- 17
- Return on assets
- 1.46%
- Return on equity
- 37.71%
- Charter type
- State, non-member commercial bank
- Established
- 1920
- FDIC cert #
- 5673
How the 70 breaks down
Capital ratio not reported.
Strong returns on its asset base.
Efficient use of shareholder capital.
Mid-size institution.
Your deposits at Citizens Bank and Trust
Citizens Bank and Trust is an FDIC-insured institution (Cert #5673). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
17 branch locations
222 State Road 60 E
Lake Wales, FL 33853
1013 Highway 542
Dundee, FL 33838
36250 Us Hwy 27 N
Haines City, FL 33844
1120 1st St S
Winter Haven, FL 33880
2 E Wall St
Frostproof, FL 33843
23725 Hwy 27
Lake Wales, FL 33859
211 Havendale Blvd
Auburndale, FL 33823
222 State Road 60 E
Lake Wales, FL 33853
1016 Bloomingdale Ave
Valrico, FL 33596
6340 Cypress Gardens Blvd
Winter Haven, FL 33884
1985 E Edgewood Dr
Lakeland, FL 33803
402 S Kentucky Ave
Lakeland, FL 33801
Sponsored · we may earn a commission
Earning enough on your savings?
Many big-bank savings accounts pay near 0%. Compare today's top high-yield savings and CD rates from FDIC-insured banks before you decide where to keep your cash.
Compare savings rates