First Century Bank, National Association
Commerce, GA · National commercial bank
Sonar Score
Strong
out of 100 · from public FDIC data
Reported June 30, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $831.6M
- Total deposits
- $693.2M
- Branches
- 2
- Return on assets
- 1.64%
- Return on equity
- 11.06%
- Charter type
- National commercial bank
- Established
- 2002
- FDIC cert #
- 57123
How the 87 breaks down
Well-capitalized by regulatory thresholds.
Strong returns on its asset base.
Efficient use of shareholder capital.
Community-scale institution.
Your deposits at First Century Bank, National Association
First Century Bank, National Association is an FDIC-insured institution (Cert #57123). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
2 branch locations
1731 N Elm St
Commerce, GA 30529
2 Park Lane
Hilton Head Island, SC 29928
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