Farmers and Merchants Bank
Lakeland, GA · State, non-member commercial bank
Sonar Score
Stable
out of 100 · from public FDIC data
Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $800.6M
- Total deposits
- $713.9M
- Branches
- 6
- Return on assets
- 1.59%
- Return on equity
- 17.98%
- Charter type
- State, non-member commercial bank
- Established
- 1907
- FDIC cert #
- 5716
How the 70 breaks down
Capital ratio not reported.
Strong returns on its asset base.
Efficient use of shareholder capital.
Community-scale institution.
Your deposits at Farmers and Merchants Bank
Farmers and Merchants Bank is an FDIC-insured institution (Cert #5716). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
6 branch locations
202 W Washington Ave
Nashville, GA 31639
Northwest U.S. 84 And Lakeview Drive
Homerville, GA 31634
4 N Carter St
Lakeland, GA 31635
1201 S Patterson St
Valdosta, GA 31601
2140 Old Covington Rd Ne
Conyers, GA 30013
3303 Inner Perimeter Rd
Valdosta, GA 31602
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