Philo Exchange Bank
Philo, IL · State, non-member commercial bank
Sonar Score
Watch
out of 100 · from public FDIC data
Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $151.9M
- Total deposits
- $126M
- Branches
- 6
- Return on assets
- 1.03%
- Return on equity
- 10.07%
- Charter type
- State, non-member commercial bank
- Established
- 1883
- FDIC cert #
- 5722
How the 55 breaks down
Capital ratio not reported.
Strong returns on its asset base.
Efficient use of shareholder capital.
Community-scale institution.
Your deposits at Philo Exchange Bank
Philo Exchange Bank is an FDIC-insured institution (Cert #5722). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
6 branch locations
Lincoln And Diller Streets
Broadlands, IL 61816
102 W Washington St
Philo, IL 61864
401 N Lincoln St
Philo, IL 61864
802 E. Warren Street
Saint Joseph, IL 61873
411 N Long St
Tolono, IL 61880
201 N Vermilion Ave
Allerton, IL 61810
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