Highlands Community Bank
Covington, VA · State member commercial bank
Sonar Score
Watch
out of 100 · from public FDIC data
Reported June 30, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $188.9M
- Total deposits
- $167.3M
- Branches
- 3
- Return on assets
- 0.39%
- Return on equity
- 3.61%
- Charter type
- State member commercial bank
- Established
- 2002
- FDIC cert #
- 57420
How the 54 breaks down
Well-capitalized by regulatory thresholds.
Thin profitability.
Positive but moderate equity returns.
Community-scale institution.
Your deposits at Highlands Community Bank
Highlands Community Bank is an FDIC-insured institution (Cert #57420). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
3 branch locations
307 Thacker Ave
Covington, VA 24426
1501 Main St
Clifton Forge, VA 24422
9008 Sam Snead Hwy
Hot Springs, VA 24445
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