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BankSonar

Pathfinder Bank

Oswego, NY · State, non-member commercial bank

58

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$1.4B
Total deposits
$1.2B
Branches
13
Return on assets
0.91%
Return on equity
9.27%
Charter type
State, non-member commercial bank
Established
2002
FDIC cert #
57497

How the 58 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Mid-size institution.

Read the full Sonar Score methodology →

Your deposits at Pathfinder Bank

Pathfinder Bank is an FDIC-insured institution (Cert #57497). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

13 branch locations

214 W 1st St

Oswego, NY 13126

291 State Route 104

Oswego, NY 13126

3361 Main St

Mexico, NY 13114

34 E Bridge St

Oswego, NY 13126

5 W 1st St S

Fulton, NY 13069

1897 Harwood Dr

Lacona, NY 13083

3025 East Ave

Central Square, NY 13036

6194 State Route 31

Cicero, NY 13039

109 W Fayette St

Syracuse, NY 13202

3775 Route 31

Liverpool, NY 13090

258 Genesee St

Utica, NY 13502

506 W Onondaga St

Syracuse, NY 13204

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