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BankSonar

Heritage Bank of the Ozarks

Lebanon, MO · State, non-member commercial bank

61

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$420.6M
Total deposits
$375.1M
Branches
3
Return on assets
1.13%
Return on equity
13.27%
Charter type
State, non-member commercial bank
Established
2003
FDIC cert #
57576

How the 61 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Heritage Bank of the Ozarks

Heritage Bank of the Ozarks is an FDIC-insured institution (Cert #57576). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

3 branch locations

1475 S Jefferson Ave

Lebanon, MO 65536

10603 Highway 32

Plato, MO 65552

100 S Business Route 5

Camdenton, MO 65020

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