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BankSonar

United Citizens Bank of Southern Kentucky

Columbia, KY · State, non-member commercial bank

67

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$277.6M
Total deposits
$240M
Branches
6
Return on assets
1.92%
Return on equity
16.50%
Charter type
State, non-member commercial bank
Established
2004
FDIC cert #
57867

How the 67 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at United Citizens Bank of Southern Kentucky

United Citizens Bank of Southern Kentucky is an FDIC-insured institution (Cert #57867). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

6 branch locations

700 Jamestown St

Columbia, KY 42728

1582 Campbellsville Rd

Columbia, KY 42728

294 Campbellsville Byp

Campbellsville, KY 42718

2261 S Highway 127

Russell Springs, KY 42642

202 Dohoney Trce

Columbia, KY 42728

279 Industrial Park Rd

Greensburg, KY 42743

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