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BankSonar

First State Bank

Belmond, IA · State, non-member commercial bank

50

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$138.4M
Total deposits
$116.6M
Branches
1
Return on assets
0.76%
Return on equity
8.31%
Charter type
State, non-member commercial bank
Established
1933
FDIC cert #
5791

How the 50 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at First State Bank

First State Bank is an FDIC-insured institution (Cert #5791). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

1 branch locations

304 E Main St

Belmond, IA 50421

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Earning enough on your savings?

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