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BankSonar

Farmers State Bank

Northwood, IA · State, non-member commercial bank

53

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$221.4M
Total deposits
$189M
Branches
8
Return on assets
0.89%
Return on equity
9.29%
Charter type
State, non-member commercial bank
Established
1921
FDIC cert #
5797

How the 53 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Farmers State Bank

Farmers State Bank is an FDIC-insured institution (Cert #5797). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

8 branch locations

302 4th Ave

Grafton, IA 50440

99 7th St N

Northwood, IA 50459

517 S Federal Ave

Mason City, IA 50401

2501 4th St Sw

Mason City, IA 50401

5 W Ventura St

Ventura, IA 50482

202 Main St

Joice, IA 50446

345 W 4th St

Saint Ansgar, IA 50472

210 1st Ave N

Clear Lake, IA 50428

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