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BankSonar

Putnam 1st Mercantile Bank

Cookeville, TN · State, non-member commercial bank

66

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$176.7M
Total deposits
$158.3M
Branches
3
Return on assets
1.82%
Return on equity
19.34%
Charter type
State, non-member commercial bank
Established
2005
FDIC cert #
58079

How the 66 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Putnam 1st Mercantile Bank

Putnam 1st Mercantile Bank is an FDIC-insured institution (Cert #58079). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

3 branch locations

200 W Jackson St

Cookeville, TN 38501

860 E 10th St

Cookeville, TN 38501

322 Main St

Baxter, TN 38544

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