SouthPoint Bank
Birmingham, AL · State, non-member commercial bank
Sonar Score
Caution
out of 100 · from public FDIC data
Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $1.4B
- Total deposits
- $1.3B
- Branches
- 11
- Return on assets
- -0.26%
- Return on equity
- -3.34%
- Charter type
- State, non-member commercial bank
- Established
- 2005
- FDIC cert #
- 58088
How the 31 breaks down
Capital ratio not reported.
Operating at a loss in the latest period.
Negative returns on equity this period.
Mid-size institution.
Your deposits at SouthPoint Bank
SouthPoint Bank is an FDIC-insured institution (Cert #58088). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
11 branch locations
4855 Al Highway 157
Cullman, AL 35058
44 Butler St
Cullman, AL 35058
900 2nd Ave Sw
Cullman, AL 35055
3501 Grandview Pkwy
Birmingham, AL 35243
906 Main St Ne
Hanceville, AL 35077
7278 Gadsden Hwy
Trussville, AL 35173
1096 N Brindlee Mountain Pkwy
Arab, AL 35016
1101 Main St
Gardendale, AL 35071
9833 N Main St
Wilsonville, AL 35186
8000 Liberty Pkwy
Birmingham, AL 35242
1720 28th Avenue South
Homewood, AL 35209
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