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BankSonar

SmartBiz Bank, National Association

Northbrook, IL · National commercial bank

22

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$205M
Total deposits
$163.2M
Branches
1
Return on assets
-0.80%
Return on equity
-5.66%
Charter type
National commercial bank
Established
2006
FDIC cert #
58158

How the 22 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Operating at a loss in the latest period.

Return on equityweight 15%

Negative returns on equity this period.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at SmartBiz Bank, National Association

SmartBiz Bank, National Association is an FDIC-insured institution (Cert #58158). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

1 branch locations

385 Waukegan Rd

Northbrook, IL 60062

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