Merchants Commercial Bank
St Thomas, VI · State, non-member commercial bank
Sonar Score
Stable
out of 100 · from public FDIC data
Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $526.1M
- Total deposits
- $413.2M
- Branches
- 2
- Return on assets
- 1.90%
- Return on equity
- 34.76%
- Charter type
- State, non-member commercial bank
- Established
- 2006
- FDIC cert #
- 58184
How the 69 breaks down
Capital ratio not reported.
Strong returns on its asset base.
Efficient use of shareholder capital.
Community-scale institution.
Your deposits at Merchants Commercial Bank
Merchants Commercial Bank is an FDIC-insured institution (Cert #58184). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
2 branch locations
4608 Tutu Park Mall
St Thomas, VI 00802
Parcel 18-21estate Enighed - Islandia Building 1st Fl
St John, VI 00830
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