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BankSonar

First State Bank

Lynnville, IA · State, non-member commercial bank

68

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$390.1M
Total deposits
$312.2M
Branches
7
Return on assets
1.98%
Return on equity
18.89%
Charter type
State, non-member commercial bank
Established
1912
FDIC cert #
5821

How the 68 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at First State Bank

First State Bank is an FDIC-insured institution (Cert #5821). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

7 branch locations

129 E Main St

Agency, IA 52530

413 East St

Lynnville, IA 50153

702 2nd Ave

Grinnell, IA 50112

301 7th Ave

Sully, IA 50251

104 Jackson St

Brooklyn, IA 52211

102 S Main St

New Sharon, IA 50207

106 South 2nd Street

Montezuma, IA 50171

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