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BankSonar

Heritage Bank & Trust

Columbia, TN · State, non-member commercial bank

68

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$417.9M
Total deposits
$373.7M
Branches
5
Return on assets
1.55%
Return on equity
19.84%
Charter type
State, non-member commercial bank
Established
2006
FDIC cert #
58220

How the 68 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Heritage Bank & Trust

Heritage Bank & Trust is an FDIC-insured institution (Cert #58220). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

5 branch locations

217 S James M Campbell Blvd

Columbia, TN 38401

106 Weakley Creek Rd

Lawrenceburg, TN 38464

109 S Main St

Mount Pleasant, TN 38474

2305 Highway 43 N

Lawrenceburg, TN 38464

1350 Highway 100

Centerville, TN 37033

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