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BankSonar

First National Bank of Michigan

Kalamazoo, MI · National commercial bank

58

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$982.4M
Total deposits
$760.4M
Branches
7
Return on assets
0.92%
Return on equity
10.23%
Charter type
National commercial bank
Established
2006
FDIC cert #
58259

How the 58 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at First National Bank of Michigan

First National Bank of Michigan is an FDIC-insured institution (Cert #58259). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

7 branch locations

348 W Michigan Ave

Kalamazoo, MI 49007

2700 W Centre Ave

Portage, MI 49024

5313 W Main St

Kalamazoo, MI 49009

141 Ionia Ave Nw

Grand Rapids, MI 49503

1 W 8th St

Holland, MI 49423

101 S Washington Sq

Lansing, MI 48933

101 S Washington Sq

Lansing, MI 48933

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